v0.1 Draft · MIT Licensed · Open Protocol

The open language that lets AI agents buy, sell, and rent property — directly.

RAIA is a free, open protocol. Like email (SMTP) or the web (HTTP) — but for AI agents transacting property on your behalf.

User AI Agent Portal Verify Lender RAIA PROTOCOL
The Problem

Your AI assistant can search for a flat. It can't rent one.

Today's property portals are walled gardens. Your AI can read listings, but it can't talk to the agent, book a viewing, or submit an offer. Every transaction still ends with a human filling out a form.

Today

Walls everywhere.

Your AI hits a wall at every portal. No agent-to-agent communication. No structured offers. No verified identities.

You Your AI [ wall ] Agent
With RAIA

Open rails.

Your AI speaks directly to the agent's AI in a shared language. Verified, structured, accountable.

You Your AI RAIA Agent's AI Done
How it works · Explainer Videos

What is RAIA?

A plain-English explainer of the protocol, who it's for, and why we built it on open infrastructure.

Video A · General Overview

RAIA Protocol Whiteboard Explainer

Our whiteboard-style, consumer-friendly overview of the RAIA standard. Explains how the protocol bypasses corporate property portals to connect agents and AI personal assistants directly.

Video B · Technical Deep-Dive

Technical Developer Brief

A deep-dive presentation covering the RAIA JSON schemas, SDK roadmap, and Anthropic MCP endpoint integration. Best for developers and technical team handovers.

Built on open standards

RAIA doesn't reinvent the wheel. It builds on two.

RAIA sits on top of two open protocols from Google and Anthropic — adding a property-specific schema and a trust layer for verified agents.

Google · Open Standard

Agent-to-Agent (A2A)

How AI agents find and talk to each other. Like TCP/IP for AI — handles routing, discovery, and task handoff between any two agents.

Anthropic · Open Standard

Model Context Protocol (MCP)

How AI agents connect to tools and data sources. The plug that lets an agent call a property search, a compliance checker, a viewings API.

The full stack
L2
Google A2A
Agent discovery and communication.
L1
Anthropic MCP
Agent-to-tool connections.
Not for profit · Open standard
We watched what happened to OpenAI.
Then we built a structure that can't be undone.

In May 2026, OpenAI's defence against Elon Musk's lawsuit wasn't "we didn't do it." It was "you noticed too late." RAIA Protocol is governed by MoveHome Foundation CIC — a UK Community Interest Company whose asset lock is enforced by the CIC Regulator, not by policy. We locked the structure before the protocol had commercial value. That's the only moment the commitment is credible.

Who it's for

Three audiences. One protocol.

Estate agents

Reach the next generation of AI-powered buyers and renters. Your listings become discoverable by any AI assistant.

Visit EstateAigents.com →

Renters & buyers

Your AI assistant doesn't just search — it negotiates, books viewings, and submits offers on your behalf.

Visit MoveHome.org →

Developers

Build on open rails. Implement the protocol, contribute schemas, or add your jurisdiction module.

Read the docs →
For Developers · MIT Licensed

Implement the property layer of the agentic web.

Open JSON schemas. Reference MCP server. Jurisdictional compliance modules. Build property-aware AI agents that interoperate by default.

{ "raia_version": "0.1" "market": "lettings" "un_locode": "GBLON" "bedrooms_min": 2 "rent_pcm_max": 2800 // MCP-ready }
Six capabilities

What RAIA defines.

Each capability is independently implementable. Start with Discover. Add the rest as you grow.

01
Discover

AI agents find verified estate agents and their live portfolios via the RAIA registry.

02
Query

Structured property search — location, type, price, dates, tenure, amenities.

03
Verify

Agent identity, licence status, and jurisdiction compliance signals — no anonymous listings.

04
Transact

Viewing requests, offer management, fee splits — negotiated agent to agent.

05
Trust

Only licensed, verified agents list on the protocol. Jurisdiction compliance enforced per market.

06
Portability

Your Aigent tracks qualifications, CPD records, memberships — portable across every agency.

Example — property search request

Speak RAIA.

{
  "raia_version": "0.1",
  "request_type": "property_search",
  "market": "lettings",
  "requirements": {
    "un_locode": "GBLON",
    "bedrooms_min": 2,
    "rent_pcm_max": 2800,
    "currency": "GBP",
    "available_from": "2026-06-01"
  },
  "buyer_agent": {
    "agent_id": "claude-assistant",
    // end-client identity never exposed
    "acting_for": "anonymous"
  }
}

Full JSON schemas publish with v1.0 · Q3 2026

Security Architecture

One schema. Four data levels.

Public listing data, enquiry contact details, full KYC, and transactional records are modular — independently encrypted, independently consented, independently erasable. An agent with L0 access cannot infer that L1–L3 exist.

L0
Public

Listing details, photos, price, availability, agent card. No PII. Freely queryable — the same JSON a portal publishes is what agents read.

No compliance obligation
L1
Enquiry

Name, email, phone. A tenant or landlord makes first contact. Data minimisation applies — nothing beyond what the enquiry requires.

UK GDPR Art. 6
L2
KYC — Know Your Customer

Who are you? Identity verified, right to occupy confirmed. Passport/ID, address history, employment, income, sanctions and PEP screening. Carried as verifier assertions — raw documents never transit the protocol.

UK DIATF GPG45 · NIST IAL2 · MLR 2017 Reg. 28 · Right to Rent
L3
AML — Proof of Funds + Transaction

Where does the money come from? Source of wealth declaration, proof of funds, Enhanced Due Diligence. Then the transaction itself: tenancy agreement, deposit, signed contract. Bank details never stored in plaintext.

FATF Rec. 10–12 · JMLSG Part I Ch. 5 · MLR 2017 Reg. 33 · FCA · TDS

Every L1+ exchange requires a cryptographically scoped consent token issued by the data subject — bound to a specific purpose, property, and set of field scopes. Tokens are non-transferable and non-upgradeable. Implementations add levels incrementally: start with L0, add L1–L3 as your compliance infrastructure matures.

Read the full security spec →
A note on RAIA OS

The protocol is open. The reference OS is in production hardening.

RAIA OS — currently private, road-testing in production

RAIA OS is the full operating system layer — viewings, compliance, listings, enquiries, rent collection, agency workflows. It's being developed at EstateAigents.com as the reference implementation of the protocol.

We're road-testing the OS in production across UK and Thailand markets before locking the spec. As the protocol matures and adoption grows, we're committed to open-sourcing components of the OS that benefit the ecosystem — starting with the reference MCP server and jurisdiction compliance modules.

→ Protocol: open from day one. OS: open when it's ready to be open well.
Global standard · Local modules

Jurisdictional compliance, modularised.

A global mechanical core with community-contributed legal adapters per market. Add your jurisdiction.

GB · DRAFT
United Kingdom

ARLA, TPO, MyDeposits, NRLA-aligned. Reference market.

TH · DRAFT
Thailand

SE Asia first market. Partner: Beyond 360 Co., Ltd.

SG · PLANNED
Singapore

CEA-aligned compliance module.

US · PLANNED
United States

State-level adapters. NAR-aware.

EU · PLANNED
European Union

Country-specific modules. GDPR-native.

+ NEW
Your market

Open a PR with your jurisdiction module.

Open standard

Contribute.

Schema working group

Join the v1.0 schema design before public release.

Join the WG →

Add a jurisdiction

Contribute compliance rules for your market.

Submit a module →

Challenge the spec

Open an issue — gaps, ambiguities, edge cases.

Open an issue →
Move Home Organisation CIC · Co. No. 17202438

Why the protocol is owned by a non-profit.

RAIA is governed by Move Home Organisation CIC — a UK Community Interest Company. Not a corporation. The protocol belongs to the community it serves.

CIC REGULATED ASSET-LOCKED Mission-bound
Our mission

Moving home is one of life's most stressful events. It's also one of the most expensive — clogged with fees, friction, paperwork, and fraud.

AI can fix this. But only if the rails are open.

If one company owned the protocol, the property industry would just be trading one walled garden for another. So we did the opposite: we put RAIA inside a non-profit, asset-locked entity whose only job is to steward the protocol on behalf of the community.

Reduce the cost and friction of moving home through AI for Good.

That's the mission of Move Home Organisation CIC. The protocol is the means. The reference implementations — EstateAigents.com, MoveHome.org — are early proof points. Anyone can build on the same rails.

We don't believe one company should own how property is transacted. We believe the rails should be open, the implementations should compete, and the community should govern.

What CIC status means

Four guarantees, enforced by UK law.

A Community Interest Company is a UK legal structure regulated by the Office of the CIC Regulator. It is purpose-built for organisations that exist to serve a community, not shareholders.

01
Asset-locked

The protocol and its IP cannot be sold or transferred to a private entity. Statutory lock under the Companies Act.

02
Mission-locked

The CIC must act in the community interest. Any pivot requires CIC Regulator approval.

03
Transparent

Annual Community Interest Reports filed publicly at Companies House. Governance on GitHub.

04
Independent

Operates separately from EstateAigents.com Ltd, even though founding team members overlap.

Reference implementation

Proven in production.

RAIA is not a paper standard. The protocol is implemented and battle-tested by EstateAigents.com — managing real properties, real tenancies, real money, across two jurisdictions.

5,000+
Properties managed
2
Jurisdictions live
2018
RAIA™ Trademark registered

ARLA Licensed · TPO Registered · MyDeposits · NRLA Member · ICO Registered (Z2884909)

Governance

How decisions get made.

Constitution

Read the governance document on GitHub — covers asset lock, mission, board structure.

View GOVERNANCE.md →

RFC process

Substantive protocol changes go through a public Request For Comments.

Open an RFC →

Annual report

The CIC publishes its annual Community Interest Report. First report: 2026.

Get notified →